2022.01.22 13:57 Ok_Ad9289 Todays connection explained
Remember that WQ starts 22 feb? Guess what date is today, 22 jan. I bet the server issues are coming becouse many people thought that WQ is today. But the funny part is that what we see now is just a teaser, a simulation, a test of what will happen after a month. (But it will be like 10 times worse).
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2022.01.22 13:57 CHEEZYCUMPICKLES anyone else scared of toilets, I just always feel like im gonna fall down It...
2022.01.22 13:57 ilbalta Moonlander: programming and gaming
Hello everyone! I've been eyeing the Moonlander for some time now and the permanent work from home situation has almost convinced me to pull the trigger.
As the title suggests I'm wondering if you guys have some feedback/layouts to share for programming and gaming.
Specifically for gaming, I've read that the board might not be suitable for "fast paced games" given the higher than average latency (source: rtings ). Do you feel the same? Is that a configuration error on rtings side?
As for programming, is it easy to compensate the lack of the 10key block and the arrows/home/pgup/... block? I'm currently working with a 15*5 ortholinear keyboard so by key count alone I should not have issues transitioning to the Moonlander but I am unsure what to do with the thumb clusters...
Thanks for your feedbacks!
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2022.01.22 13:57 Intelligent_Fuel_685 Unsocketing rune words
For the longevity of wealth. What's everyone's opinion on being able to get runes back from armor. There wouldn't be able to reroll, but able to get your runes back. Same with socket items. Maintaining wealth without being locked to one build
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2022.01.22 13:57 ichlasm Enkanomiya Sea Theme
Based on the Before sun and moon book, we know that Enkanomiya is an area that fell beneath the earth which means it was originally a regular area from the surface not an underwater area. This makes me wonder what is their correlation with the sea theme such as corals, fish, etc.
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2022.01.22 13:57 StockTipsTips Why the Markets are Bugging Out & Why Value Investing will Benefit from Uncertain Market Conditions
What Investors Fear Increasing Treasury Bond Yields: Happens when the demand for Treasuries (Which the Fed has been buying on the secondary market) goes down. The Fed has been tapering (meaning buying less and less every month ... not selling), which will decrease the overall demand for Treasury Bonds. To incentivize bond buying, the yields will therefore need to go up ... meaning less money in the stock market as folks run for the safety of Treasury Bonds. If you are asking why anyone would settle for the low rates of treasuries with inflation so high, see the current market.
At current tapering rates the Fed has one or two months of tapering left. Remember that tapering is simply buying less. After completion they will begin offloading their balance sheet by selling treasuries ... which will have an effect on yields! Therefore, the more the yields increase, the more investors will be incentivized to put money in safe treasuries as opposed to the riskier market. The Fed has thus far gone from buying $80b in treasuries per month prior to November to buying only $40b in mid January. Expect $20b in February and perhaps zero in March.
Inflation: Investors fear that rising inflation will price out consumers. In short, consumers with the same or slightly increased income, will resort to economizing on their needs and cutting back on their wants (As a result of higher prices). And the sales & consumer spending data seems to suggest this is slowly happening. It's a very real threat, and perhaps the largest one to current markets.
Businesses will be attempting to get the same, or increased, market share with less demand (less demand due to increased prices). That's a tall order! And in highly competitive markets this will result in heavy advertising, lest they lose out to their competition. This will come at a very real cost to businesses.
Moreover as prices increase and the quantity of labor remains low, businesses will be competing for a limited labor pool forcing them to increase wages to attract the labor they need to remain competitive (Labor will also demand more buying power as a result of inflation). This too will come at a cost to businesses, as labor is generally the number one expense for any enterprise. However the increase in wages always lags behind inflation, and often results in bumping people up in higher tax brackets ... even though they already have less buying power. This is why Congress loves inflation. Congressional pay is tied to inflation so THEY don't lose out, yet as people make more nominally they are taxed more nominally, affording the government a higher nominal tax revenue to pay down existing debt or implement more spending. Therefore people will not only have less buying power because of inflation, but less buying power because of taxes as well. This is why inflation is considered a "hidden tax," or, "a tax no one had to vote for."
However the good part of inflation is that over time, current debt will be easier to pay back. Example: Lets say you bought a home 30 years ago with a 30 year fixed when the median home price was $66,400. If you are still making the mortgage payments today, even when considering the higher interest rates of the 80's, the payment would be exceptionally easy to make as compared to 30 years ago. Indeed, depending on the interest rate the mortgage would be between $300-$400 per month .... whereas the same mortgage today with the median home price of $404,700, would cost you roughly $1,800-$2,100 per month. This applies to business and government debt too (Government debt because as wages inevitably increase the government gets more tax revenue). The more inflation increases the easier it is to pay back long term debt. In this respect, business will benefit.
To mitigate inflation, institutions (who run the bulk of the stock market) will keep a solid cash balance, reorganize their portfolios into less risky (albeit less profitable) assets, take less risk in unprofitable companies (Or barely profitable companies), buy more profitable companies, buy less companies trading many multiples beyond current earnings, and buy more companies trading at a value price. Therefore pay attention to companies with a low trailing/forward P/E (<20/10), a low P/S (<1), a low PEG (<1), a current ratio of (1.25-4), with a (market cap < enterprise value), a low BVPS (1-2.5 depending on the company/sector [tech & growth trade at many multiples]), a PB of 2.5 or less, a positive cash flow, etc.
Inevitable Increase in Interest Rates: The Fed will inevitably increase interest rates making borrowing more expensive. Right now interest rates are nearly zero while in 2019, prior to the pandemic, they were as high as 2.5. The higher the cost of borrowing becomes the less folks will borrow to include both people and business. Thereby slowing money creation and purchases on credit (meaning drying up consumer demand). I don't know about you folks but I think 2019 was a good year, and I don't fear incrementally slow interest rate hikes. The first interest rate hike is expected this quarter. Fed Chair Powell has committed to doing this slowly. Many analysts expect a half percent increase initially and a quarter thereafter as subsequent hikes happen throughout the year. The next Fed interest rate decision is on January 26th and can be seen highlighted on the economic calendar above. There is some doubt that they will raise rates before they're finished tapering but we will see.
Higher interest rates bodes well for banks, credit institutions, and payment processors. Expect your margin rates to increase.
Analyst Downgrades: Now that every analyst on Wall Street is officially wrong (Nothing new here) with their 12 month price target outlook, expect the downgrades to come rolling in (In many cases to save face). Especially after their intuitions offload their portfolios freeing them up to downgrade companies they once held (Right before earnings too). A cynical view ... I know ... but those of us who remember the housing crisis remember that intuitions didn't begin downgrading mortgage backed securities until they themselves mitigated the risk or established a net short position. Criminal? Yes! Did the SEC care? nope!
Despite all of the Lockdowns, Vaccinations, & Stimulus, Covid is Spreading Strong: Yes I don't know what else to say ... the title says it all. More infections, more deaths year over year. And God knows what new variant will shake the markets. The last variant "Omicron" had spread worldwide before it was discovered. And yet governments attempted to restrict travel/commerce to prevent the spread when Omicron was already being spread in their respective countries all the same. Leave it to the experts to fail so spectacularly. The prospect of incurring economic harm on people with faulty information remains a risk. However, there will be very little political capital moving forward to implement more lockdowns and travel restrictions. It's political suicide at this point.
Now For the Perspective: Remember that the fundamentals of the U.S. economy are strong, government is slightly divided (by party) so there's little congress can do to screw things up, and the action the government and the Fed took to mitigate covid was not a result of any particular market flaw in need of correction. Publicly traded companies made out like bandits while small mom and pop shops got hammered which gave the big guys a larger part of the market share. Incremental increases in interest rates should do little to affect the markets initially, although over time should have a substantial effect on inflation. Consumer spending over time will be harmed by increased prices, but if you stick to profitable companies trading at a value and are willing to hold for a bit, this should not be an issue and you'll at minimum get your money back if not make more. Remember that a profitable company is a growing company and no matter what the EPS, so as long as the company is 1. turning a positive net cashflow from sales, and 2. profit margins exceed inflation, they are in fact adding to their overall net value. And that increase in net value over time is the number one indicator that the stock will go higher.
Why Value is the Way Forward How to Invest in THIS Uncertain Market:
Stay Away From
2022.01.22 13:57 Tduong129 Another 1
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2022.01.22 13:57 AdmirableEmployer161 Came across this music video recently. Can someone help me as to what the story is in the video?! Totally confused here. Loved the music though.
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2022.01.22 13:57 TrimboOfficial My Wonderful Server of Happiness and Sunshine :D Join us on our amplified adventures!
Trimbo Amplified (Java)
2022.01.22 13:57 wuanlai65 Centaurify - ⚡ Launching Now on BSC
CENTAURIFY in a nutshell:
Imagine if TicketMaster was built on a blockchain, with NFTs representing tickets. 100% traceable, impossible to counterfeit, and programmable re-sale conditions that protect both the consumers and the event host.
Centaurify - Tokenizing tickets with NFT & smart contract technology. Your Live Event & Music NFT Universe. With fiat on ramps as well as a music NFT marketplace!
We allow organizers to mint their own NFT-tickets, setting their rules of the smart-contract tokenomics to reward themselves, their artists & their audience on every transaction on the secondary market.
- We allow organizers to set maximum re-sale price to prevent scalping.
- Organizers will secure their audience by using Centurify. NFT-tickets are 100% traceable and are impossible to counterfeit.
- Artists gets fixed 2% automated reflection on every NFT-Ticket transaction from Centaurify.
Contract Address: 0x3abd582AD2221787A5653Bfef2d0A410771a3A39
☘️ CLMD (14 platinum awarded DJ) a part of the core team
☘️ Team based in Norway, Sweden, Switzerland and Estonia
☘️ Listed at MEXC and CMC today
✨ Website: https://centaurify.xyz/
✨ Telegram: https://t.me/CentaurifyChat
✨ Twitter: https://twitter.com/CentaurifyBSC
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2022.01.22 13:57 Blackcoat_Traitor Judge allows healthcare system to prevent its AT-WILL employees from accepting better offers at a competing hospital by granting injunction to prevent them from starting new positions on Monday
2022.01.22 13:57 rippy123 Photoshopping Smormu Into Historical Events Until I Get Bored (Day Four)
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2022.01.22 13:57 FarConsideration246 I've been having issues with my 3/4month nipple peircing. I have titanium 14g jewelery and I clean in the morning and at night with saline and wipe away crusties when softened up. I randomly got this hole in my nipple now though, does anyone know what it is?
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2022.01.22 13:57 MaleficTekX The Pale King’s nail
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2022.01.22 13:57 BernBernieBernBern Worst site available
2022.01.22 13:57 fkhsqguytd I snuck this onto her character and she said yes!
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2022.01.22 13:57 bum1218 Found the Thief Stone near the lake this morning
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2022.01.22 13:57 Thigh-so-sirius Have one extra of each: California light works solarxtreme 550 and 250 available for purchase, very fair prices, come with original box, etc. like new
2022.01.22 13:57 ShinyFinderNoah tom mcdonalds sub doesn’t like us 😞😞
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2022.01.22 13:57 twintertainment Dark Dragonkin Mimics
| Happy #screenshotsaturday |
The Treasure Realm has Mimics! When they die they turn into treasure chest.
#pixelart #gamedev #indiegames #IndieGameDev #GameMaker
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2022.01.22 13:57 Awkward_Sense3303 Tenho 16/17 anos quero usar maconha pela primeira vez mais eu sou meio conhecido aki oque vcs me indicam para conseguir?
2022.01.22 13:57 FediBax The Ultimate Transit System for New York
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2022.01.22 13:57 Muigg Colonials working together to get logistics to the Front, even under the worst working conditions!
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2022.01.22 13:57 g00dj0br0bb Tales of a Divine Mente who walks among the Unfathomables are not rumors. A crystal obelisk at The Isles of Unfathomables has been seen, but few have lived to speak of the sight of it.
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2022.01.22 13:57 MidnightDHawk It all make senses now, NK BLOG
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